How to Apply for a Student Loan at GRZ in Zambia
The Government of the Republic of Zambia (GRZ) provides financial support to students pursuing tertiary education through student loans. These loans help cover tuition fees, accommodation, and other educational expenses. Applying for a GRZ student loan online is now straightforward if you follow the correct procedure.
1. Check Your Eligibility
Before applying, make sure you meet the eligibility criteria:
- Must be a Zambian citizen.
- Enrolled or admitted to an accredited tertiary institution.
- Must not have any existing unpaid GRZ student loan.
- Meet academic requirements set by your institution.
2. Gather Required Documents
Prepare the following documents for your application:
- Admission letter from the tertiary institution.
- National Registration Card (NRC).
- Academic transcripts or results.
- Bank account details for loan disbursement.
- Any additional documents requested by the Ministry of Higher Education.
3. Apply Online via GRZ Portal
- Visit the official GRZ student loan portal: https://www.moe.gov.zm/studentloans
- Register an account using your personal details.
- Fill in the online application form with accurate information.
- Upload the required documents in PDF format.
- Submit the application and save your confirmation receipt.
4. Follow Up on Your Application
- Log in to the portal regularly to check the status of your application.
- Approved loans are disbursed directly to your bank account.
- Keep your account active and updated with GRZ to avoid delays.
Quick Table: GRZ Student Loan Online Application
| Step | Action | Notes |
|---|---|---|
| 1 | Check eligibility | Confirm you meet GRZ requirements |
| 2 | Gather documents | Admission letter, NRC, transcripts, bank details |
| 3 | Visit portal | GRZ Student Loan Portal |
| 4 | Register and fill form | Complete online application accurately |
| 5 | Upload documents | PDF format preferred |
| 6 | Submit application | Save confirmation receipt |
| 7 | Track application | Check status online regularly |
Cautions
- Only apply through the official GRZ portal. Avoid third-party websites claiming to offer loans for a fee.
- Never share your bank details or personal information outside the official GRZ platform.
- Scammers often impersonate officials; always verify contacts with your school or GRZ office.
Conclusion
Applying for a GRZ student loan online in Zambia is now more convenient with the official portal. By following these steps, eligible students can secure financial support for their education without unnecessary delays.
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Visit ZambianGuardian.com for more detailed guides on education, loans, and career resources in Zambia.

